Micro financing is a banking service offered to low income levelled people or unemployed people. Normal banks usually do not provide banking services to these types of people. However, Payway believes in the idea that every individual dream is of equal importance, no matter what income category the individual falls in. With this motto of providing a level playing field to every individual, Payway offers a wide variety of micro financing services to its clients.

Micro finance allows people to take small amounts of business loans at a reasonable rate of interest and start their own enterprise. Micro finance is an ethical way of financing small business owners and to avoid them being duped and taken advantage of private loan vendors who use unethical and illegal means of recovery. Like conventional lenders, micro financiers charge interest on loans and institute specific repayment plans.